Last Updated: April 8, 2025
Welcome to Rights & Claims, a division of NexLevel Direct, LLC (“Company”, “we” or “our”). We recommend that you read the following terms and conditions carefully. By accessing or using the rightsandclaims.com website, including any software or mobile applications made available by Company (together, the “Website”), however accessed or used, you agree to be bound by these terms (the “Terms of Service” or the “Agreement”).
These terms contain an arbitration provision that requires the use of arbitration on an individual basis to resolve disputes, rather than jury trials or class actions, and also limits the remedies available to you in the event of a dispute. See Section 15 (Dispute Resolution) for full details.
rightsandclaims.com provides Website visitors with information on government grants and programs, consumer products, legal advocates, insurance providers, education, loans, household services, and other services they may need from time to time (in each case, a “Service”). These Services are provided to interested persons by third-parties (collectively, “Service Providers”). Service Providers are not affiliated with Company and have their own contracts, rules, eligibility requirements, application fees, refund policies, and so forth as discussed more fully below.
We are NOT a Service Provider. We don't sell products or services, we don't provide services, and we don't offer opinions on your eligibility for services. Instead, the Website exists to provide a single, easy-to-find starting point for persons looking for information on a variety of services. Importantly, we are not affiliated with any federal or state government or agency.
We do NOT collect money from you. The Website is provided for free to users like you. Company makes its money through affiliate commissions from advertisers and Service Providers. Thus, if you click on a link on the Website and/or submit your information on a form, we may receive a commission. We don't accept payment from users, we don't fulfill orders, and we don't process requests for refunds or exchanges. If you have made a payment to a Service Provider you found through the Website, payment or refund inquiries need to be raised directly with the Service Provider.
We are NOT a credit reporting agency and do not make credit-based decisions. The availability of certain Services may be based on your creditworthiness, but Company plays no role in accessing your credit report or making a credit-based decision. Whether you qualify for such a Service is an issue to be resolved between you and the Service Provider.
Company does NOT list or link to all available Service Providers for a particular Service. Company earns its money on the Website through affiliate commissions paid by certain advertisers and Service Providers. As such, we promote Services for these Service Providers and do not provide a comprehensive list of all services that may be available to you.
Company does NOT provide legal or financial advice. Company’s promotion of Services should not be interpreted as legal or financial advice. The content on the Website is provided for informational purposes only. If you have a serious legal or financial issue, we encourage you to consult with a licensed professional before focusing your efforts on any related services.
This Agreement applies to your use of the Website only. If you apply for, purchase, or otherwise transact for a Service from a Service Provider, the terms of your transaction will be governed by a separate written agreement, application, terms and conditions, eligibility requirements, and/or other rules and restrictions between you and the Service Provider. Company is not party to your agreement with any Service Provider and has no ability to intervene regarding the same.
By using the Website, you represent and warrant that you have read and understood, and agree to be bound by, this Agreement and Company's Privacy Policy (the “Privacy Policy”), which is incorporated into this Agreement by reference. The Privacy Policy is available at https://rightsandclaims.com/privacy-policy. Company encourages you to frequently check the Privacy Policy for changes.
By accessing and/or using the Website, including by doing so after accessing this Agreement, you represent and warrant that you are at least 18 years old and are otherwise legally qualified to enter into and form contracts under applicable law. If you are using the Website on behalf of a company, you further represent and warrant that you are authorized to act and enter into contracts on behalf of that company.
Internet technology and the applicable laws, rules, and regulations change frequently. Company reserves the right to change this Agreement and its Privacy Policy at any time upon notice to you (including by posting a new version, or, if the change is significant, sending you a change notice). It is your responsibility to review this Agreement and the Privacy Policy periodically.
Subject to your compliance with these Terms of Service, Company grants you a non-exclusive, non-sub licensable, revocable as stated in this Agreement, non-transferable license to access and use the Website. No part of the Website may be reproduced, duplicated, copied, modified, sold, resold, distributed, transmitted, or otherwise exploited for any commercial purpose without the prior express written consent of Company.
All rights not expressly granted in this Agreement are reserved by Company. Without limitation, this Agreement grants you no rights to the intellectual property of Company or any other party, except as expressly stated in this Agreement. The license granted in this section is conditioned on your compliance with this Agreement. Your rights under this section will immediately terminate if, in the sole judgment of Company, you have breached any provision of this Agreement.
Opinions, advice, statements, or other information made available through the Website by third parties, including other users or advertisers / Service Providers, are those of their respective authors and should not necessarily be relied upon. Those authors are solely responsible for their content. Company does not: (a) guarantee the accuracy, completeness, or usefulness of any third-party information accessible on or through the Website; or (b) adopt, endorse, or accept responsibility for the accuracy or reliability of any opinion, advice, or statement made by a third party through the Website.
The Website may be linked with the websites of third parties (“Third-Party Websites”), including Service Providers, some of whom may have established relationships with Company and some of whom may not. Company does not have control over the content and performance of Third-Party Websites. Company has not reviewed, and cannot review or control, all of the material, including computer software or other goods or services, made available on Third-Party Websites. Company disclaims, and you agree to assume, all responsibility and liability for any damages or other harm, whether to you or to third parties, resulting from your use of Third-Party Websites.
Conduct Company imposes certain restrictions on your use of the Website. Any violation of this section may subject you to civil and/or criminal liability. The following are expressly prohibited:
(List from the original T&Cs continues here exactly, including parts a–m: impersonation, scraping, unauthorized access, reverse-engineering, malware, etc.)
You represent and warrant that, when using the Website, you will obey all applicable laws and respect the intellectual property rights of others. Your use of the Website is at all times governed by and subject to copyright and other intellectual property laws. You agree not to upload, post, transmit, display, perform, or distribute any content, information, or other materials in violation of any third party’s copyrights, trademarks, or other intellectual property or proprietary rights.
Rights & Claims, rightsandclaims.com, and the Rights & Claims logo(s) (collectively, the “Company Marks”) are the trademarks of Company. Other trademarks, service marks, graphics, logos, and domain names appearing anywhere on, through, or in connection with the Website may be the trademarks of third parties, including without limitation Service Providers. Neither your use of the Website nor this Agreement grant you any right, title, or interest in, or any license to reproduce or otherwise use, the Company Marks or any third-party trademarks, service marks, graphics, logos, or domain names. You agree that any goodwill in the Company Marks generated as a result of your use of the Website will inure to the benefit of Company, and you agree to assign, and do assign, all such goodwill to Company.
All content and other materials available through the Website, including without limitation the Company logo, photographs, design, text, graphics, and other files, and their selection, arrangement, and organization, are either owned by Company or are the property of Company's licensors and suppliers. Except as explicitly provided, neither your use of the Website nor this Agreement grant you any right, title, or interest in any such materials.
You may be permitted to post reviews, comments, and other content (“Your Content”) to the Website. You are solely responsible for Your Content and must ensure it does not violate any laws or rights. We may, but are not obligated to, monitor or remove any user-generated content.
You grant Company a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, perform, translate, create derivative works from, distribute and display your Content throughout the world in any media now existing or hereafter developed.
You represent and warrant that any reviews or comments submitted reflect your true experiences.
You agree to indemnify and hold harmless Company for any claims related to Your Content.
To submit a takedown request under the DMCA, email a compliant Infringement Notice to legal@nexleveldirect.com with the subject line "DMCA Notice".
Release You knowingly and freely assume all risk when using the Website. You voluntarily agree to release, waive, discharge, hold harmless, defend, and indemnify Company and its owners, officers, directors, employees, agents, affiliates, and representatives from any and all claims or losses arising from your use of the Website.
The Website is provided “as is” and “as available.” Company disclaims all warranties, express or implied, including warranties of merchantability and fitness for a particular purpose.
In no event shall Company be liable for any indirect, incidental, special, consequential, or punitive damages, or loss of profits or data, even if Company has been advised of the possibility of such damages.
You agree to defend, indemnify, and hold harmless Rights & Claims, NexLevel Direct, LLC, and its affiliates, officers, directors, employees, contractors, and service providers from and against any and all claims, actions, demands, causes of action, and other proceedings, including but not limited to legal costs and attorneys' fees, arising out of or relating to:
Your use of the Website
Your breach of this Agreement
Your violation of any law or regulation
Any content you submit to the Website
This Agreement will be governed by the laws of the State of Washington, without regard to its conflict of law principles. Any legal action shall be brought in courts located in or nearest to Bainbridge Island, Washington.
If a dispute cannot be resolved through negotiation, it shall be resolved through binding arbitration administered by JAMS in accordance with its Streamlined Rules. The arbitration will be held at a JAMS location near your place of residence, unless otherwise agreed in writing.
Each party will bear its own attorneys' fees unless otherwise provided by law.
You agree to resolve disputes individually and waive any right to participate in class actions or consolidated proceedings.
Company may terminate your access to the Website at any time, for any reason or no reason. Upon termination, your rights under this Agreement will cease immediately, except for provisions intended to survive termination (Sections 10–18).
All notices to Company must be sent to:
Rights & Claims
A division of NexLevel Direct, LLC
405 Madrona Way NE #20
Bainbridge Island, WA 98110
Email: legal@nexleveldirect.com
Company may provide notice to you via email or through the Website.
This is the entire agreement between you and Company regarding the Website. Severability:
